Latest Posts Under: Budget management

Something that helped me was that I knew I had to do this or I would lose my home and my kids were going to be hungry and cold.It did help that we had a very small income coming in but it was a very steady income. 20,000 a year.That was one third the income… Read Article →

I too struggle to keep within my budget. My main shortcoming is in groceries and dining. Even when I use cash, I still tend to overspend by borrowing from other envelopes or using my debit card for the excess. I am really trying to overcome this one. What do you struggle with? Are you doing… Read Article →

The FTC (federal Trade Commission) is who you are thinking of. They have a web site ftc.gov. There are rules for collections. If you have told them not to call you at work they have to stop, they can not call you on your cell phone, “you are costing me money don’t call me agian”…. Read Article →

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